Where Mortgage Expertise Makes a Difference.

Empowering Your Homeownership Journey With Expert Mortgage Solutions You Can Trust. Let Us Guide You Towards Your Dream Home.

Let Us Help You Finance Your Home!

Purchasing a home is an important decision and you should be confident about your investment.

I will work with you personally to offer you valuable insight throughout the process, save you time and find the mortgage that best suits your situation. Also serving Rockland, Ottawa and Orleans.

Purchase

Need a new mortgage? Let me be your trusted guide through the maze of options, ensuring we find the perfect fit tailored to your unique needs and budget.

Purchase

Need a new mortgage? Let me be your trusted guide through the maze of options, ensuring we find the perfect fit tailored to your unique needs and budget.

Purchase

Need a new mortgage? Let me be your trusted guide through the maze of options, ensuring we find the perfect fit tailored to your unique needs and budget.

Renewal

When it comes time to renew your mortgage, I'll help you review your options and make the renewal process simple and easy.

Renewal

When it comes time to renew your mortgage, I'll help you review your options and make the renewal process simple and easy.

Renewal

When it comes time to renew your mortgage, I'll help you review your options and make the renewal process simple and easy.

Refinancing

Sometimes, refinancing is your best option for a variety of reasons. Let me review your options and do the hard work for you!

Refinancing

Sometimes, refinancing is your best option for a variety of reasons. Let me review your options and do the hard work for you!

Refinancing

Sometimes, refinancing is your best option for a variety of reasons. Let me review your options and do the hard work for you!

Meet the Team!

Meet Our Collective of Mortgage Specialists: A Committed Team Assisting You Through Each Stage of Your Path Toward Owning a Home

Meet the Team!

Meet Our Collective of Mortgage Specialists: A Committed Team Assisting You Through Each Stage of Your Path Toward Owning a Home

WE'LL SWEAT THE DETAILS SO YOU DON'T HAVE TO.

Meet Our Elite Mortgage Broker Team: Seasoned Professionals Dedicated to Your Success, With Years of Experience and a Passion for Making Your Homeownership Dreams a Reality!

Expertise

I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.

Expertise

I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.

Expertise

I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.

Save You Time with One-Stop Shopping

Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.

Save You Time with One-Stop Shopping

Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.

Save You Time with One-Stop Shopping

Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.

Account Management

Need a new mortgage? I'll help you pick the right fit for you and your budget.

Account Management

Need a new mortgage? I'll help you pick the right fit for you and your budget.

Account Management

Need a new mortgage? I'll help you pick the right fit for you and your budget.

Strategy Development

Unlocking Your Homeownership Journey: Tailored Mortgage Development Strategies for Every Step of Your Financial Path, Securing Your Future, One Home at a Time!

Strategy Development

Unlocking Your Homeownership Journey: Tailored Mortgage Development Strategies for Every Step of Your Financial Path, Securing Your Future, One Home at a Time!

Strategy Development

Unlocking Your Homeownership Journey: Tailored Mortgage Development Strategies for Every Step of Your Financial Path, Securing Your Future, One Home at a Time!

Mortgage Blog — Latest Posts

Embrace the Journey: Become Part of Our Ever-Growing Group of Home Buyers, Where Every House Holds a Story and Every Dream Finds Its Foundation!

Explore Our Mortgage Blog: Your Compass in the Complex World of Home Financing!

Derek Vaillant || April 15, 2024

Federal government unveils measures to improve housing market access

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || April 15, 2024

Federal government unveils measures to improve housing market access

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || April 15, 2024

Federal government unveils measures to improve housing market access

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || February 09, 2024

What January’s jobs report means for Bank of Canada rate cut expectations

On the surface, the January employment report released today had the signs of a relatively strong economic backdrop. Net employment was up by over 37,000 positions and the unemployment...

Derek Vaillant || February 09, 2024

What January’s jobs report means for Bank of Canada rate cut expectations

On the surface, the January employment report released today had the signs of a relatively strong economic backdrop. Net employment was up by over 37,000 positions and the unemployment...

Derek Vaillant || December 15, 2023

Housing markets are continuing to feel the chill heading into winter

Affordability concerns are continuing to keep pressure on Canada's housing markets heading into the winter months, the Canadian Real Estate Association (CREA) reported. The month saw continued...

Trusted by Countless

Find out why so many trust Beat-Bank Mortgages

"Kyle Vaillant helped me and my fiancée find a mortgage that was very competitive with the two Big Six banks we had previously tried. Meeting with Kyle was honestly a much nicer experience than with the banks, with simple and honest phone and video calls. Kyle was very responsive and patient to answer all our questions and clarify things we found confusing. He shows that he cares. My fiancée and I will go back to Beat-banks in a heartbeat."

Keegan G

"Kyle Vaillant helped me and my fiancée find a mortgage that was very competitive with the two Big Six banks we had previously tried. Meeting with Kyle was honestly a much nicer experience than with the banks, with simple and honest phone and video calls. Kyle was very responsive and patient to answer all our questions and clarify things we found confusing. He shows that he cares. My fiancée and I will go back to Beat-banks in a heartbeat."

Keegan G

"Kyle Vaillant helped me and my fiancée find a mortgage that was very competitive with the two Big Six banks we had previously tried. Meeting with Kyle was honestly a much nicer experience than with the banks, with simple and honest phone and video calls. Kyle was very responsive and patient to answer all our questions and clarify things we found confusing. He shows that he cares. My fiancée and I will go back to Beat-banks in a heartbeat."

Keegan G

"I worked with Kyle Vaillant all the way through the process of my first home purchase, and let me tell you, Kyle was very easy to work with. He was very communicative, very responsive when I emailed/texted/called him. He lead me through the whole process and made a stressful experience feel like a breeze. I recommend him and beat the banks if you’re looking to have an effective process and not deal with the banks directly! "

Alex P

"I worked with Kyle Vaillant all the way through the process of my first home purchase, and let me tell you, Kyle was very easy to work with. He was very communicative, very responsive when I emailed/texted/called him. He lead me through the whole process and made a stressful experience feel like a breeze. I recommend him and beat the banks if you’re looking to have an effective process and not deal with the banks directly! "

Alex P

"I worked with Kyle Vaillant all the way through the process of my first home purchase, and let me tell you, Kyle was very easy to work with. He was very communicative, very responsive when I emailed/texted/called him. He lead me through the whole process and made a stressful experience feel like a breeze. I recommend him and beat the banks if you’re looking to have an effective process and not deal with the banks directly! "

Alex P

"Derek was quick at replying, facilitated the process of first time home buying for us. He’s very easy to talk to and has your best interest in mind when searching for best deals and services. "

Karine B

"Derek was quick at replying, facilitated the process of first time home buying for us. He’s very easy to talk to and has your best interest in mind when searching for best deals and services. "

Karine B

"Derek was quick at replying, facilitated the process of first time home buying for us. He’s very easy to talk to and has your best interest in mind when searching for best deals and services. "

Karine B

"I really enjoyed dealing with Derek. Very professional, very helpful and really felt like he was working for ME. Would definitely recommend to everyone."

Chuck G

"I really enjoyed dealing with Derek. Very professional, very helpful and really felt like he was working for ME. Would definitely recommend to everyone."

Chuck G

"I really enjoyed dealing with Derek. Very professional, very helpful and really felt like he was working for ME. Would definitely recommend to everyone."

Chuck G

"I had an exceptional experience working with Kyle to find the best deal for the mortgage on my first home. From start to finish, he provided unparalleled support and guidance, making the entire process smooth and stress-free. His expertise and professionalism were evident every step of the way, ensuring I got the best deal possible for my mortgage. I highly recommend Kyle's services to anyone in need of mortgage assistance. "

Jacob B

"I had an exceptional experience working with Kyle to find the best deal for the mortgage on my first home. From start to finish, he provided unparalleled support and guidance, making the entire process smooth and stress-free. His expertise and professionalism were evident every step of the way, ensuring I got the best deal possible for my mortgage. I highly recommend Kyle's services to anyone in need of mortgage assistance. "

Jacob B

"I had an exceptional experience working with Kyle to find the best deal for the mortgage on my first home. From start to finish, he provided unparalleled support and guidance, making the entire process smooth and stress-free. His expertise and professionalism were evident every step of the way, ensuring I got the best deal possible for my mortgage. I highly recommend Kyle's services to anyone in need of mortgage assistance. "

Jacob B

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

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Get the latest news on the home-ownership, mortgage news and more...

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Get the latest news on the home-ownership, mortgage news and more...

Why should I use a mortgage broker?

How are mortgage brokers paid?

What type of mortgage is best for me?

How much can I borrow?

What's the difference between pre-qualification and pre-approval?

What documents do I need to apply for a mortgage?