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Derek Vaillant || April 15, 2024
Federal government unveils measures to improve housing market access
The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...
Derek Vaillant || April 15, 2024
Federal government unveils measures to improve housing market access
The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...
Derek Vaillant || April 15, 2024
Federal government unveils measures to improve housing market access
The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...
Derek Vaillant || December 01, 2023
Canada’s labour market posts big gain in November
The country’s labour market held up better than expected in November, with nearly 25,000 net new jobs created. The employment gains consisted of an increase of 59.6k full-time positions and a...
Derek Vaillant || December 01, 2023
Canada’s labour market posts big gain in November
The country’s labour market held up better than expected in November, with nearly 25,000 net new jobs created. The employment gains consisted of an increase of 59.6k full-time positions and a...
Derek Vaillant || December 01, 2023
Canada’s labour market posts big gain in November
The country’s labour market held up better than expected in November, with nearly 25,000 net new jobs created. The employment gains consisted of an increase of 59.6k full-time positions and a...
Derek Vaillant || November 16, 2023
Existing homes sales fell in October
Sales of existing homes continued to fall in October while prices remained flat, the Canadian Real Estate Association (CREA) reported today. Sales fell 5.6% from September but remain 0.9% above...
Derek Vaillant || November 16, 2023
Existing homes sales fell in October
Sales of existing homes continued to fall in October while prices remained flat, the Canadian Real Estate Association (CREA) reported today. Sales fell 5.6% from September but remain 0.9% above...
Derek Vaillant || November 16, 2023
Existing homes sales fell in October
Sales of existing homes continued to fall in October while prices remained flat, the Canadian Real Estate Association (CREA) reported today. Sales fell 5.6% from September but remain 0.9% above...
Derek Vaillant || October 10, 2023
Canadian economy added 64,000 jobs in September
The Canadian economy added a more-than-expected 64,000 jobs in September while the unemployment rate held steady, according to data released this morning from Statistics...
Derek Vaillant || October 10, 2023
Canadian economy added 64,000 jobs in September
The Canadian economy added a more-than-expected 64,000 jobs in September while the unemployment rate held steady, according to data released this morning from Statistics...
Derek Vaillant || October 10, 2023
Canadian economy added 64,000 jobs in September
The Canadian economy added a more-than-expected 64,000 jobs in September while the unemployment rate held steady, according to data released this morning from Statistics...
Derek Vaillant || February 09, 2024
What January’s jobs report means for Bank of Canada rate cut expectations
On the surface, the January employment report released today had the signs of a relatively strong economic backdrop. Net employment was up by over 37,000 positions and the unemployment...
Derek Vaillant || February 09, 2024
What January’s jobs report means for Bank of Canada rate cut expectations
On the surface, the January employment report released today had the signs of a relatively strong economic backdrop. Net employment was up by over 37,000 positions and the unemployment...
Derek Vaillant || February 09, 2024
What January’s jobs report means for Bank of Canada rate cut expectations
On the surface, the January employment report released today had the signs of a relatively strong economic backdrop. Net employment was up by over 37,000 positions and the unemployment...
Derek Vaillant || November 30, 2023
Canadian economy flirts with recession as GDP fell in Q3
The Canadian economy saw negative growth in the third quarter, according to data released by Statistics Canada this morning. This would have been the second straight quarter of negative quarterly...
Derek Vaillant || November 30, 2023
Canadian economy flirts with recession as GDP fell in Q3
The Canadian economy saw negative growth in the third quarter, according to data released by Statistics Canada this morning. This would have been the second straight quarter of negative quarterly...
Derek Vaillant || November 30, 2023
Canadian economy flirts with recession as GDP fell in Q3
The Canadian economy saw negative growth in the third quarter, according to data released by Statistics Canada this morning. This would have been the second straight quarter of negative quarterly...
Derek Vaillant || November 09, 2023
Building permits fell 6.5% in September
The total value of Canadian building permits fell 6.5% in September to a seasonally adjusted $11.2 billion, according toStatistics Canada. Residential permits, however, rose 4.3% to $7.2...
Derek Vaillant || November 09, 2023
Building permits fell 6.5% in September
The total value of Canadian building permits fell 6.5% in September to a seasonally adjusted $11.2 billion, according toStatistics Canada. Residential permits, however, rose 4.3% to $7.2...
Derek Vaillant || November 09, 2023
Building permits fell 6.5% in September
The total value of Canadian building permits fell 6.5% in September to a seasonally adjusted $11.2 billion, according toStatistics Canada. Residential permits, however, rose 4.3% to $7.2...
Derek Vaillant || September 15, 2023
Real estate activity continued to ease in August
Sales of existing homes continued to moderate in August following the Bank of Canada’s latest interest rate hikes in June and July. Sales fell 4.1% from July and are now 10% below their pre-pandemic...
Derek Vaillant || September 15, 2023
Real estate activity continued to ease in August
Sales of existing homes continued to moderate in August following the Bank of Canada’s latest interest rate hikes in June and July. Sales fell 4.1% from July and are now 10% below their pre-pandemic...
Derek Vaillant || September 15, 2023
Real estate activity continued to ease in August
Sales of existing homes continued to moderate in August following the Bank of Canada’s latest interest rate hikes in June and July. Sales fell 4.1% from July and are now 10% below their pre-pandemic...
Derek Vaillant || December 15, 2023
Housing markets are continuing to feel the chill heading into winter
Affordability concerns are continuing to keep pressure on Canada's housing markets heading into the winter months, the Canadian Real Estate Association (CREA) reported. The month saw continued...
Derek Vaillant || December 15, 2023
Housing markets are continuing to feel the chill heading into winter
Affordability concerns are continuing to keep pressure on Canada's housing markets heading into the winter months, the Canadian Real Estate Association (CREA) reported. The month saw continued...
Derek Vaillant || December 15, 2023
Housing markets are continuing to feel the chill heading into winter
Affordability concerns are continuing to keep pressure on Canada's housing markets heading into the winter months, the Canadian Real Estate Association (CREA) reported. The month saw continued...
Derek Vaillant || November 21, 2023
Easing inflation has likely “closed the door” to further rate hikes
The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...
Derek Vaillant || November 21, 2023
Easing inflation has likely “closed the door” to further rate hikes
The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...
Derek Vaillant || November 21, 2023
Easing inflation has likely “closed the door” to further rate hikes
The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...
Derek Vaillant || October 25, 2023
Is the Bank of Canada finally done hiking rates?
As was widely expected, the Bank of Canada delivered a second consecutive rate hold today, leaving its key benchmark rate at 5.00%. That was welcome news for variable-rate mortgage holders, who...
Derek Vaillant || October 25, 2023
Is the Bank of Canada finally done hiking rates?
As was widely expected, the Bank of Canada delivered a second consecutive rate hold today, leaving its key benchmark rate at 5.00%. That was welcome news for variable-rate mortgage holders, who...
Derek Vaillant || October 25, 2023
Is the Bank of Canada finally done hiking rates?
As was widely expected, the Bank of Canada delivered a second consecutive rate hold today, leaving its key benchmark rate at 5.00%. That was welcome news for variable-rate mortgage holders, who...
Derek Vaillant || September 08, 2023
Canadian economy added nearly 40,000 jobs in August
The Canadian economy added a more-than-expected 39,900 jobs in August, according to data released this morning from Statistics Canada. The employment gains consisted of an increase of 32.2k...
Derek Vaillant || September 08, 2023
Canadian economy added nearly 40,000 jobs in August
The Canadian economy added a more-than-expected 39,900 jobs in August, according to data released this morning from Statistics Canada. The employment gains consisted of an increase of 32.2k...
Derek Vaillant || September 08, 2023
Canadian economy added nearly 40,000 jobs in August
The Canadian economy added a more-than-expected 39,900 jobs in August, according to data released this morning from Statistics Canada. The employment gains consisted of an increase of 32.2k...
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Why should I use a mortgage broker?
There are several benefits to using a mortgage broker. Firstly, brokers have access to a wide range of lenders and loan products, allowing them to shop around and find the best mortgage options tailored to your needs. Additionally, brokers can provide personalized advice and guidance throughout the mortgage process, helping you navigate complex financial decisions. They also handle much of the paperwork and negotiation on your behalf, saving you time and stress. Overall, working with a mortgage broker can help you secure the most favorable terms and streamline the homebuying process.
Why should I use a mortgage broker?
There are several benefits to using a mortgage broker. Firstly, brokers have access to a wide range of lenders and loan products, allowing them to shop around and find the best mortgage options tailored to your needs. Additionally, brokers can provide personalized advice and guidance throughout the mortgage process, helping you navigate complex financial decisions. They also handle much of the paperwork and negotiation on your behalf, saving you time and stress. Overall, working with a mortgage broker can help you secure the most favorable terms and streamline the homebuying process.
Why should I use a mortgage broker?
There are several benefits to using a mortgage broker. Firstly, brokers have access to a wide range of lenders and loan products, allowing them to shop around and find the best mortgage options tailored to your needs. Additionally, brokers can provide personalized advice and guidance throughout the mortgage process, helping you navigate complex financial decisions. They also handle much of the paperwork and negotiation on your behalf, saving you time and stress. Overall, working with a mortgage broker can help you secure the most favorable terms and streamline the homebuying process.
How are mortgage brokers paid?
Mortgage brokers are typically paid through commissions from lenders. When a borrower successfully obtains a mortgage through a broker, the lender pays the broker a commission, which is a percentage of the loan amount. This commission is usually a one-time payment and is disclosed to the borrower as part of the loan terms. It's important to note that while brokers are compensated by lenders, their primary goal is to find the best mortgage solution for their clients, as their reputation and future business depend on customer satisfaction.
How are mortgage brokers paid?
Mortgage brokers are typically paid through commissions from lenders. When a borrower successfully obtains a mortgage through a broker, the lender pays the broker a commission, which is a percentage of the loan amount. This commission is usually a one-time payment and is disclosed to the borrower as part of the loan terms. It's important to note that while brokers are compensated by lenders, their primary goal is to find the best mortgage solution for their clients, as their reputation and future business depend on customer satisfaction.
How are mortgage brokers paid?
Mortgage brokers are typically paid through commissions from lenders. When a borrower successfully obtains a mortgage through a broker, the lender pays the broker a commission, which is a percentage of the loan amount. This commission is usually a one-time payment and is disclosed to the borrower as part of the loan terms. It's important to note that while brokers are compensated by lenders, their primary goal is to find the best mortgage solution for their clients, as their reputation and future business depend on customer satisfaction.
What type of mortgage is best for me?
The best type of mortgage depends on your financial situation and goals. Fixed-rate mortgages offer stable payments, while adjustable-rate mortgages may have lower initial rates but can fluctuate over time. We can discuss your options to find the best fit.
What type of mortgage is best for me?
The best type of mortgage depends on your financial situation and goals. Fixed-rate mortgages offer stable payments, while adjustable-rate mortgages may have lower initial rates but can fluctuate over time. We can discuss your options to find the best fit.
What type of mortgage is best for me?
The best type of mortgage depends on your financial situation and goals. Fixed-rate mortgages offer stable payments, while adjustable-rate mortgages may have lower initial rates but can fluctuate over time. We can discuss your options to find the best fit.
How much can I borrow?
The amount you can borrow depends on several factors, including your income, credit score, existing debts, and the lender's criteria. We can assess your financial situation to determine a suitable loan amount.
How much can I borrow?
The amount you can borrow depends on several factors, including your income, credit score, existing debts, and the lender's criteria. We can assess your financial situation to determine a suitable loan amount.
How much can I borrow?
The amount you can borrow depends on several factors, including your income, credit score, existing debts, and the lender's criteria. We can assess your financial situation to determine a suitable loan amount.
What's the difference between pre-qualification and pre-approval?
Pre-qualification is an informal estimate of how much you might be able to borrow based on basic financial information. Pre-approval involves a more thorough review of your finances, including a credit check, and provides a conditional commitment for a specific loan amount
What's the difference between pre-qualification and pre-approval?
Pre-qualification is an informal estimate of how much you might be able to borrow based on basic financial information. Pre-approval involves a more thorough review of your finances, including a credit check, and provides a conditional commitment for a specific loan amount
What's the difference between pre-qualification and pre-approval?
Pre-qualification is an informal estimate of how much you might be able to borrow based on basic financial information. Pre-approval involves a more thorough review of your finances, including a credit check, and provides a conditional commitment for a specific loan amount
What documents do I need to apply for a mortgage?
Generally, you'll need documents such as pay stubs, tax returns, bank statements, and proof of assets. The exact requirements may vary depending on the lender and the type of loan you're applying for.
What documents do I need to apply for a mortgage?
Generally, you'll need documents such as pay stubs, tax returns, bank statements, and proof of assets. The exact requirements may vary depending on the lender and the type of loan you're applying for.
What documents do I need to apply for a mortgage?
Generally, you'll need documents such as pay stubs, tax returns, bank statements, and proof of assets. The exact requirements may vary depending on the lender and the type of loan you're applying for.
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Address
1841 Laurier St, Clarence-Rockland, ON K4K 1A1
Contact Us
Address
1841 Laurier St, Clarence-Rockland, ON K4K 1A1