Welcome to Our Mortgage Blog — Latest Posts

Embrace the Journey: Become Part of Our Ever-Growing Group of Home Buyers, Where Every House Holds a Story and Every Dream Finds Its Foundation!

Explore Our Mortgage Blog: Your Compass in the Complex World of Home Financing!

Derek Vaillant || April 15, 2024

Federal government unveils measures to improve housing market access

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || April 15, 2024

Federal government unveils measures to improve housing market access

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || April 15, 2024

Federal government unveils measures to improve housing market access

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || December 01, 2023

Canada’s labour market posts big gain in November

The country’s labour market held up better than expected in November, with nearly 25,000 net new jobs created. The employment gains consisted of an increase of 59.6k full-time positions and a...

Derek Vaillant || December 01, 2023

Canada’s labour market posts big gain in November

The country’s labour market held up better than expected in November, with nearly 25,000 net new jobs created. The employment gains consisted of an increase of 59.6k full-time positions and a...

Derek Vaillant || December 01, 2023

Canada’s labour market posts big gain in November

The country’s labour market held up better than expected in November, with nearly 25,000 net new jobs created. The employment gains consisted of an increase of 59.6k full-time positions and a...

Derek Vaillant || November 16, 2023

Existing homes sales fell in October

Sales of existing homes continued to fall in October while prices remained flat, the Canadian Real Estate Association (CREA) reported today. Sales fell 5.6% from September but remain 0.9% above...

Derek Vaillant || November 16, 2023

Existing homes sales fell in October

Sales of existing homes continued to fall in October while prices remained flat, the Canadian Real Estate Association (CREA) reported today. Sales fell 5.6% from September but remain 0.9% above...

Derek Vaillant || November 16, 2023

Existing homes sales fell in October

Sales of existing homes continued to fall in October while prices remained flat, the Canadian Real Estate Association (CREA) reported today. Sales fell 5.6% from September but remain 0.9% above...

Derek Vaillant || October 10, 2023

Canadian economy added 64,000 jobs in September

The Canadian economy added a more-than-expected 64,000 jobs in September while the unemployment rate held steady, according to data released this morning from Statistics...

Derek Vaillant || October 10, 2023

Canadian economy added 64,000 jobs in September

The Canadian economy added a more-than-expected 64,000 jobs in September while the unemployment rate held steady, according to data released this morning from Statistics...

Derek Vaillant || October 10, 2023

Canadian economy added 64,000 jobs in September

The Canadian economy added a more-than-expected 64,000 jobs in September while the unemployment rate held steady, according to data released this morning from Statistics...

Derek Vaillant || February 09, 2024

What January’s jobs report means for Bank of Canada rate cut expectations

On the surface, the January employment report released today had the signs of a relatively strong economic backdrop. Net employment was up by over 37,000 positions and the unemployment...

Derek Vaillant || February 09, 2024

What January’s jobs report means for Bank of Canada rate cut expectations

On the surface, the January employment report released today had the signs of a relatively strong economic backdrop. Net employment was up by over 37,000 positions and the unemployment...

Derek Vaillant || February 09, 2024

What January’s jobs report means for Bank of Canada rate cut expectations

On the surface, the January employment report released today had the signs of a relatively strong economic backdrop. Net employment was up by over 37,000 positions and the unemployment...

Derek Vaillant || November 30, 2023

Canadian economy flirts with recession as GDP fell in Q3

The Canadian economy saw negative growth in the third quarter, according to data released by Statistics Canada this morning. This would have been the second straight quarter of negative quarterly...

Derek Vaillant || November 30, 2023

Canadian economy flirts with recession as GDP fell in Q3

The Canadian economy saw negative growth in the third quarter, according to data released by Statistics Canada this morning. This would have been the second straight quarter of negative quarterly...

Derek Vaillant || November 30, 2023

Canadian economy flirts with recession as GDP fell in Q3

The Canadian economy saw negative growth in the third quarter, according to data released by Statistics Canada this morning. This would have been the second straight quarter of negative quarterly...

Derek Vaillant || November 09, 2023

Building permits fell 6.5% in September

The total value of Canadian building permits fell 6.5% in September to a seasonally adjusted $11.2 billion, according toStatistics Canada. Residential permits, however, rose 4.3% to $7.2...

Derek Vaillant || November 09, 2023

Building permits fell 6.5% in September

The total value of Canadian building permits fell 6.5% in September to a seasonally adjusted $11.2 billion, according toStatistics Canada. Residential permits, however, rose 4.3% to $7.2...

Derek Vaillant || November 09, 2023

Building permits fell 6.5% in September

The total value of Canadian building permits fell 6.5% in September to a seasonally adjusted $11.2 billion, according toStatistics Canada. Residential permits, however, rose 4.3% to $7.2...

Derek Vaillant || September 15, 2023

Real estate activity continued to ease in August

Sales of existing homes continued to moderate in August following the Bank of Canada’s latest interest rate hikes in June and July. Sales fell 4.1% from July and are now 10% below their pre-pandemic...

Derek Vaillant || September 15, 2023

Real estate activity continued to ease in August

Sales of existing homes continued to moderate in August following the Bank of Canada’s latest interest rate hikes in June and July. Sales fell 4.1% from July and are now 10% below their pre-pandemic...

Derek Vaillant || September 15, 2023

Real estate activity continued to ease in August

Sales of existing homes continued to moderate in August following the Bank of Canada’s latest interest rate hikes in June and July. Sales fell 4.1% from July and are now 10% below their pre-pandemic...

Derek Vaillant || December 15, 2023

Housing markets are continuing to feel the chill heading into winter

Affordability concerns are continuing to keep pressure on Canada's housing markets heading into the winter months, the Canadian Real Estate Association (CREA) reported. The month saw continued...

Derek Vaillant || December 15, 2023

Housing markets are continuing to feel the chill heading into winter

Affordability concerns are continuing to keep pressure on Canada's housing markets heading into the winter months, the Canadian Real Estate Association (CREA) reported. The month saw continued...

Derek Vaillant || December 15, 2023

Housing markets are continuing to feel the chill heading into winter

Affordability concerns are continuing to keep pressure on Canada's housing markets heading into the winter months, the Canadian Real Estate Association (CREA) reported. The month saw continued...

Derek Vaillant || November 21, 2023

Easing inflation has likely “closed the door” to further rate hikes

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || November 21, 2023

Easing inflation has likely “closed the door” to further rate hikes

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || November 21, 2023

Easing inflation has likely “closed the door” to further rate hikes

The federal government today unveiled new measures aimed at improving access to housing for first-time buyers. The announcement comes less than a week before the 2024...

Derek Vaillant || October 25, 2023

Is the Bank of Canada finally done hiking rates?

As was widely expected, the Bank of Canada delivered a second consecutive rate hold today, leaving its key benchmark rate at 5.00%. That was welcome news for variable-rate mortgage holders, who...

Derek Vaillant || October 25, 2023

Is the Bank of Canada finally done hiking rates?

As was widely expected, the Bank of Canada delivered a second consecutive rate hold today, leaving its key benchmark rate at 5.00%. That was welcome news for variable-rate mortgage holders, who...

Derek Vaillant || October 25, 2023

Is the Bank of Canada finally done hiking rates?

As was widely expected, the Bank of Canada delivered a second consecutive rate hold today, leaving its key benchmark rate at 5.00%. That was welcome news for variable-rate mortgage holders, who...

Derek Vaillant || September 08, 2023

Canadian economy added nearly 40,000 jobs in August

The Canadian economy added a more-than-expected 39,900 jobs in August, according to data released this morning from Statistics Canada. The employment gains consisted of an increase of 32.2k...

Derek Vaillant || September 08, 2023

Canadian economy added nearly 40,000 jobs in August

The Canadian economy added a more-than-expected 39,900 jobs in August, according to data released this morning from Statistics Canada. The employment gains consisted of an increase of 32.2k...

Derek Vaillant || September 08, 2023

Canadian economy added nearly 40,000 jobs in August

The Canadian economy added a more-than-expected 39,900 jobs in August, according to data released this morning from Statistics Canada. The employment gains consisted of an increase of 32.2k...

Meet the Team!

Meet Our Collective of Mortgage Specialists: A Committed Team Assisting You Through Each Stage of Your Path Toward Owning a Home

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

Subscribe to Our Newsletter

Get the latest news on the home-ownership, mortgage news and more...

Subscribe to Our Newsletter

Get the latest news on the home-ownership, mortgage news and more...

Subscribe to Our Newsletter

Get the latest news on the home-ownership, mortgage news and more...

Why should I use a mortgage broker?

How are mortgage brokers paid?

What type of mortgage is best for me?

How much can I borrow?

What's the difference between pre-qualification and pre-approval?

What documents do I need to apply for a mortgage?